Thank You

There’s a misunderstanding in the marketplace that SocialSecurity is a relatively simple program. Indeed, for many Americans, SocialSecurity is the cornerstone of their retirement income plan. What they don’trealize is, depending on their average earnings, the gap between what they’llreceive and what they’ll need might be bigger than they think.

• Social Security benefit eligibility
• Calculating your Primary Insurance Amount (PIA)
• The retirement income gap
• The spousal split & planning for longevity
• Claiming divorce benefits
• Survivor’s benefit and social security
• Maximizing your earnings period
• Delay your claim increase your benefits
• Government Pension Offset
• When the Windfall Elimination Provision (WEP) applies