Benjamin Hadley
With over 17 years of experience advising expatriates and internationally mobile individuals, Ben specialises in helping clients make sense of complex, cross-border financial lives. His career has taken him through major global financial centres including Dubai, Singapore, and New York City, before establishing his practice in Houston, Texas, where he now works closely with clients navigating life and finances in the United States.
Ben’s work centres on individuals and families whose assets, pensions, and financial obligations span multiple jurisdictions. He has developed particular expertise supporting clients who now reside in the U.S. but retain UK pension assets — an area that often requires careful coordination across regulatory, tax, and long-term planning considerations. From this foundation, Ben helps clients bring together their U.S. and worldwide assets into a single, coherent financial plan aligned with their long-term objectives.
Throughout his career, Ben has been known for his ability to bring structure and clarity to complex situations. He works closely with clients to define goals, organise assets efficiently, and make informed decisions across investment management, retirement planning, and estate considerations. His approach is methodical, pragmatic, and focused on helping clients understand not just what they are doing, but why.
Ben holds a Master’s degree in Finance from Heriot-Watt University and brings a global perspective shaped by advising clients across multiple regulatory environments and stages of life. His experience allows him to anticipate issues before they arise and to design financial strategies that remain robust as clients’ circumstances evolve over time.
Areas of Focus
Ben works with clients seeking clarity around questions such as:
“I now live in the U.S. — how do I integrate my UK pensions into a wider financial plan?”
“How do I structure retirement planning when my assets span multiple countries?”
“How can I consolidate U.S. and international investments into a single, coherent strategy?”
“What do I need to consider when planning long-term across borders, currencies, and tax systems?”
“How do I ensure my estate planning reflects my global footprint?”
For clients navigating life across jurisdictions and looking for a structured, long-term financial plan that brings everything together, Ben provides thoughtful, measured guidance grounded in experience.
